Standard Chartered Bank - SME Banking - 360º Rewards Programme

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SME 360° Rewards

SME 360º Rewards

As your right business partner, we are delighted to launch the "SME 360° Rewards" programme to reward your valuable support.

SME 360º Rewards programme For SME Banking Earning Points the Ultra-easy Way Easy Reward Redemption Hassle-free Spending

Earning Points the Ultra-easy Way

From now on, the more services you access, the more rewards you will enjoy! You will earn 360º Rewards Points not only by spending with your Standard Chartered UnionPay ATM Card, but also by subscribing to our other SME Banking products or services including Deposits, Structured Investment Series and Premium Deposit, Insurance, Business Instalment Loan, Loan under Government Guarantee Scheme, Mortgage Loan, Investments, Trade Finance, and etc. Enjoy an all-round rewarding banking experience with us!

Product Category	Reward Basis	No. of Points Earned per month	Maximum No. of Points Earned per month
Standard Chartered UnionPay ATM Card	Every HK$1 retail spending in designated transactions	1	No limit
Deposits, Structured Investment Series and Premium Deposit	Every HK$200,000 of the average daily balance	100	10,000
Insurance	Every HK$100,000 of the average daily balance of the accumulated premium	500	10,000
Business Instalment Loan / Loan under Government Guarantee Scheme	Every HK$200,000 of the month end loan balance	1,000	10,000
Mortgage Loan	Every HK$500,000 of the month end loan balance	250	10,000
Investments	Every HK$500,000 of the average daily balance	250	10,000
Trade Finance	Every HK$100,000 (calculated based on the daily average balance) new eligible transaction / loan balance	1,000	20,000

Easy Reward Redemption

Via the "360º Rewards Catalogue", you can choose to redeem mileage, merchandise or cash coupon with points at your own choice:

25,000 points for HK$100 shopping coupons of the designated merchant
15,000 points for 1,000 Asia Miles

Hassle-free Spending

Spend with your Standard Chartered UnionPay ATM Card in Hong Kong and China, you can enjoy maximum shopping and payment convenience. At the same time, you can earn 360º Rewards Points for extra rewards and privileges.

Worldwide ATM services
Wherever you are, you can withdraw cash or check account balance via the ATMs with the following network logos:
JETCO -over 2,500 Standard Chartered and JETCO ATMs in Hong Kong and Macau.
China UnionPay -nearly 1,000,000 ATMs in over 90 countries (including the Mainland)
Wide acceptance at numerous merchants around the world
The Standard Chartered UnionPay ATM Card is widely accepted at more than 3,000,000 China UnionPay merchants in Hong Kong, the Mainland and overseas.
Cross-border Direct Debit Authorisation Service
You can arrange Direct Debit Authorisation at any Standard Chartered branch in Hong Kong to settle your bills of the merchants in Shenzhen area (such as electricity, gas, cable TV, broadband, telecom services, mobile phone services, property management fees, and etc.) Enjoy the convenience and avoid late fees on your bills!

Download the application form below:

Click here to view the registration guideline

Terms & Conditions for SME 360° Rewards
Terms & Conditions for Standard Chartered ATM Card

Important Note

Structured Investment Series, Premium Deposit and some investment products are structured products involving derivatives. The investment decision is yours but you should not invest in the product unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.

Risk Disclaimer Statement

Investment involves risks. The prices of investment products may move up or down and the worst case will result in loss of your entire investment. Customers should consider their own investment objective, investment experience, financial situation and risk tolerance level; and also read the terms and conditions of the relevant investment services/ offering documents including the risk disclosures, and is advised to seek independent professional advice before making any investment decision.
Structured Investment Series and Premium Deposit are NOT alternative to ordinary saving or time deposit, and are NOT a protected deposit and NOT being protected under the Deposit Protection Scheme in Hong Kong.

Disclaimer

This document does not constitute any invitation or recommendation to any person to enter into any transaction of financial products. Customers should not only base on this document alone to make investment decisions. This document has not been reviewed by the Securities and Futures Commission or any regulatory authority in Hong Kong.