Cash Management
BusinessOne, a truly innovative one-stop financial management tool, tailored exclusively to meet the needs of small and medium sized enterprises (SME) that helps you maximize your returns. This unique concept provides you with a full spectrum of services including mortgage, cash management, credit and trade facilities, investment services and much more.
Let BusinessOne help you take advantage of every business opportunity, manage your cash flow and make the most of your assets.
One-stop financial management tool - it is all you need!
By consolidating your mortgage, deposits and credit facilities with BusinessOne, you can enjoy great savings on interest payments, flexible financing and convenient cash management.
- Interest earned from your BusinessOne deposit account will offset your mortgage interest
payment - Savings from mortgage interest payment can pay off the loan faster
- Make use of the surplus fund in your BusinessOne deposit account as a pledge for trade
facilities - Enjoy preferential rates for trade facilities
- Manage and access your money anytime, anywhere
Save mortgage interest and shorten repayment tenor!
Unlike conventional mortgage facilities, BusinessOne enables you to earn interest in your BusinessOne deposit account at the same rate as your mortgage, providing you with complete flexibility.
What is more, the interest earned from the BusinessOne deposit account will automatically offset your mortgage interest. Subsequently, you will be able to pay off the loan in a much shorter period.
Enjoy preferential rates on trade facilities and maximize your returns!
Put your trust in BusinessOne and you will no longer have to scramble for additional cash as collateral for trade facilities. The ultimate in convenience, you can also use the fund in your BusinessOne deposit account as a pledge to obtain a trade line of credit. And you will surely enjoy preferential interest rates. What is more, the pledged deposit will still earn interest# at mortgage rates, to offset your mortgage interest expenses.
Secure in the knowledge that a pledge is always available, you have the added advantage of making the best use of your assets for better returns.
Maximum flexibility to meet all your business needs!
You can deposit your working capital into the BusinessOne deposit account anytime. While earning more interest - you can also have access to your accounts by using ATMs, cheques, phone or internet banking. You have total control over your capital and complete flexibility as and when your business needs arise.
That is why making BusinessOne your major operating account is a really smart move. You can deposit your income such as sales proceeds, into BusinessOne deposit account, to maximize mortgage interest savings. It is this kind of superior flexibility and remarkable returns for your working capital that set BusinessOne apart from other financial services.
How BusinessOne benefits you?
- Save mortgage interest payment by 46%.
- Save total interest payment by 39% for the FIRST YEAR.
- Calculate your own benefits when using BusinessOne