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General Terms and Conditions :
1. To be eligible for the promotion, Cardholders are required to settle payment with the credit cards issued by Standard Chartered Bank (Hong Kong) Limited (the "Bank"), including Standard Chartered Credit Card, Standard Chartered Co-branded Credit Card and Standard Chartered American Express® Card ("Applicable Credit Card"). The promotion is not applicable to Standard Chartered Corporate Card.
2. The rewards offered under the promotion will be given in the form of cash rebate ("cashback")
3. To be eligible for the Offer, the relevant credit card account must be valid and in good financial standing when the cashback is to be credited. The cashback amounts cannot be drawn as cash advance, is non-exchangeable, non-transferable and cannot offset credit card payment.
4. The Bank will verify transaction record to confirm Cardholders' eligibility for the promotion. In case of discrepancy between the Bank's computer record and details recorded on the credit card sales slip, the Bank's computer record shall prevail.
5. If Cardholders have cancelled any related transaction which had been included in calculating for the promotion after the cashback is credited to the Cardholder's Eligible Credit Card Account, the Bank has the right to debit the amount equivalent to the value of cashback from Cardholder's Credit Card Account without further notice.
6. Cardholders are required to keep the relevant original sales receipts and credit card sales slips for inspection upon request by the Bank. In case of disputes, Cardholders are required to submit the relevant original sale receipt(s) and credit card sales slip(s) for further investigation by the Bank. All relevant documents submitted to the Bank will not be returned.
7. If there is any inconsistency or conflict between the English and Chinese versions of these Terms and Conditions, the English version shall prevail.

Terms and Conditions of Phone-in Summer Sale Lucky Draw ("Lucky Draw") :
1. The Promotion is valid from 31 May 2008 to 31 July 2008 (both dates inclusive) (the "Promotion Period").
2. During the Promotion Period (based on the transaction date), Cardholder who makes Eligible Transaction (as defined in Clause 4 below) with an Applicable Credit Card will be entitled to one entry to the Lucky Draw. Cardholders are required to call the Phone-in Summer Sale 24-hour Hotline 2209 5400 anytime between 9:00am of 31 May 2008 and 11:00pm of 2 August 2008. Cardholders are also required to input the Applicable Credit Card Account number, transaction date and transaction amount in order to enter the draw. Once a draw is conducted, all transaction information and the draw record cannot be cancelled, altered or reversed.
3. The prize will be drawn by computer randomly; the result and reference number will be announced instantly at the completion of the lucky draw. However, it is not a confirmation of entitlement of the prize, which is subject to verification of validity of the entry.
4. Eligible transactions ("Eligible Transactions") only include local retail purchase transactions of HK$500 or above per transaction with physical sales slip. Other transactions including, without limitation, overseas retail purchase transactions, cash advance, handling fee, annual fee, past due charges, overlimit charges, interest/finance charges, online purchases, mail and telephone orders, balance transfer amount and interests, "Instalment Credit" Plan amount and interests/handling fee, "Credit-to-Cash" Program amount and interests/handling fee, bill payment, casino chip exchange, tax payment, auto payment, utilities bill, insurance payment, billed monthly instalment of interest-free instalment plans, Octopus auto-reloaded amount, any respective handling fee and repayment amount of Statement Instalment Plan, other transactions without sales slip and any unauthorized transaction are not eligible for this Promotion. Any unposted/cancelled/refunded/falsified transactions are also excluded.
5. There is no limit on the number of draws per Cardholder. Each Cardholder is entitled to a maximum of HK$10,000 cashback during Promotion Period. Transactions made by the Principal and Supplementary Cardholder of` the same Applicable Credit Card Account will be counted collectively.
6. If Cardholder enters the Promotion more than once with multiple transactions made at the same merchant on the same day, or with the same Eligible Transaction only the first eligible entry will be entitled to the relevant prize.
7. Once the transactions and the related credit card account information are verified and confirmed to be qualified for the prize(s), cashback will be credited to the Applicable Credit Card Account on or before 31 October 2008. The cashback amount will be shown in the monthly statement. If the prize is a percentage of the relevant Eligible Transaction, the cashback amount will be calculated by multiplying the transaction amount by the percentage and will be credited into the Applicable Credit Card Account . . The cashback amount will be rounded up to the nearest 2 decimal places in Hong Kong dollars.
8. The Bank reserves the right to alter or terminate this Promotion and amend the terms and conditions thereof at any time. In case of disputes, the decision of the Bank shall be final and conclusive.

Issued by Standard Chartered Bank (Hong Kong) Limited
 

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