Online Services

Personal Banking | Priority Banking | Private Banking | SME Banking| Wholesale Banking

Home>Personal Banking>Personal Loans> Tax Loan

Standard Chartered Tax Loan

Successfully drawdown the tax loan on or before 31 December 2009 and you can enjoy:
Offer 1: Interest-free Tax Loan and Full Handling Fee Waiver Offer
Enjoy up to 12-month interest-free and full handling fee waiver offer for the entire tax bill amount
Interest-free offer is applicable for tenor of 12 months or above. The maximum interest-free loan amount is 100% of the tax bill or HK$300,000 (whichever is lower).
* Based on tenor of 12 months
For loan amount on top of tax bill amount :
- Full handling fee waiver throughout the whole tenor
- Monthly flat rate as low as 0.18% and Annualized Percentage Rate at 4.04%

Offer 2: Loan Amount of up to 3 Times of your Tax Bill
We offer a higher loan amount of up to 3 times of tax bill amount for professionals and up to 2 times of tax bill amount for other customers.

Fabulous Welcome Offers
New Bonus Payroll Account customers can enjoy 0.25% p.a. preferential savings interest rate.
Terms and conditions apply to new Priority Banking / excelbanking services and Bonus Payroll Account sign-up. Please contact our branch staff for details.

Smart Financial Solution with Standard Chartered Tax Loan
Loan feature
Fixed repayment amount, allowing you to manage your wealth more efficiently during the tax season
Eligibility
All Hong Kong residents aged 18 or above with a fixed monthly income of over HK$5,000
Loan amount (whichever is lower)
Professionals: up to 3 times of tax bill amount or up to HK$1,500,000
General customers: up to 2 times of tax bill amount or up to HK$800,000
Loan tenor
A choice of 12, 18 or 24 months
Fund disbursement
Funds will be credited to your designated bank account upon approval

Simple and Easy Application Procedure
Submit a copy of your Hong Kong Permanent Identity Card and current Salaries Tax Demand Note via the following channels:
- Tax Loan Hotline 2282 3392 or
- SMS# at 6011 9000, by entering your name and loan amount or
- Visit any of our branches

# The Bank will assign a designated staff to follow up with the customer one to two working days after receiving the SMS. The individual telephone network providers may impose a service charge for the SMS according to your mobile plan.
Remarks:
1. Customers will receive Tax Loan Disbursement Advice and Approval Advice upon successful tax loan approval. The APR printed on the Tax Loan Disbursement Advice is calculated based on the approved monthly flat rate with 0.1% per annum handling fee. Handling fee rebate and 3/6/12 interest-free offer are excluded.
2. The prevailing pricing is offered to you based on the credit assessment upon your loan approval. The Bank has the right to modify your pricing with 30 days advance notice based on the credit assessment from time to time including, but not only limited to, your repayment record, credit bureau grading and the Bank's prevailing credit policy. Besides 30 days advance notice, the Bank will attempt to do this with minimal change in your instalment amount.

Terms and Conditions

If you are a Hong Kong resident aged 18 or above with a fixed monthly income of HK$5,000 or above, simply apply via the following channels:

Promotional Offers of
Personal Instalment Loan

Promotional Offers of
Personal Instalment Loan Debt Consolidation Program

Promotional Offers of
Floating Rate Personal Instalment Loan

Terms & Conditions | Data Protection & Privacy Policy | Security Tips
Copyright © 2010 Standard Chartered Bank

About Us | Press Releases | Service Charges | Worldwide Locations | Download Forms | Important Notice