Flexible use of funds
Personal instalment loan for your education, marriage, medication need or any other surprises:
| Loan feature | Manage your financial plan with budgeted repayment amount. |
| Loan amount | Up to HK$800,000 or 6x your monthly salary (whichever is lower). |
| Loan tenor | A choice of 12 to 48 months. |
| Fund disbursement |
Funds will be disbursed to designated account. Same day fund disbursement1 may be available at Standard Chartered Credit Cards and Personal Loan Centres. |
| Flexible refinancing | You may withdraw your available loan amount via Standard Chartered ATM or JETCO machines |
Remarks:
- "Same Day Fund Disbursement" is only applicable to Personal Instalment Loans Customers. Customers are required to apply in person at the Credit Cards & Personal Loan Center and submit all the required documents and information on or before 3pm on the same application date.
Standard Chartered Personal Instalment Loan Terms and Conditions:
- Standard Chartered Bank (Hong Kong) Limited ("the Bank") reserves the right of final approval of this application and is under no obligation to provide reasons. The Bank also reserves the right to determine the final interest rate, loan amount and offers offered.
- Total loan amount drawdown will be subject to a 1.5% per annum handling fee. The Bank will deduct the handling charge from the final approved loan amount.
- The Bank reserves the right to alter or terminate the offer and amend the contents or terms and conditions of this promotional leaflet at any time.
- In case of any dispute, the decision of the Bank shall be final.
