Simple steps to update your Financial Profile record maintained with the Bank (See Important Note 1):

1. Click the “Proceed” button on the right.

2. Key in your Personal Details and enter your answers to the 9 Investment Profiling Questions. If the Education Level indicated in the Financial Profile Form differs from the Bank’s record, the Bank will update its record accordingly. Call our Enquiry Hotline at 2886 8868 or visit any of our branches if you have any enquiries.

3. Read carefully to understand the “MOST IMPORTANT INFORMATION” and “Customer Declaration” sections.

4. Print the Form out. You may save and download the completed Form into your computer for your future reference. Sign on the Form (using the authorized signature you filed with the Bank) and return to the Bank either by mail to PO Box 68383 Kowloon East Post Office or fax to 2282 0107.

Special Notes

1. If you complete this Financial Profile for the purpose of General Profiling, it is not mandatory for you to answer Investment Profile Question 8. If you complete this Financial Profile for the purpose of Product Suitability Re-assessment, you must complete Investment Profile Question 8 by choosing the percentage of total investible assets you are going to invest in these investment products respectively

2. In accordance with the recommendation by the Hong Kong Monetary Authority, banks in Hong Kong have to segregate their investment services and general banking services. If you wish, at the same time, to give consent to the Bank to access and utilize your deposit-related information for providing investment / wealth management services to you and provide full banking services for you at the dedicated "Investment • Financial Services" zones at our branches, please complete Section 3 Use of "Investment • Financial Services" zone in the form as well

3. For Product Suitability Re-assessment for Premium Deposit, Currency Switching, Foreign Exchange Margin Trading and Foreign Exchange Leveraged Trading where applicable, read carefully to understand the Risk Disclosure Statements for these investment services as below:

Risk Disclosure Statements for Premium Deposit (PD) / Currency Switching (CS)

IMPORTANT NOTES

Investment involves risks. The worst case will result in loss of your entire investment.

CS / PD is an investment product. The investment decision is yours but you should not invest in CS / PD unless the intermediary who sells it to you has explained to you that CS / PD is suitable for you having regard to your financial situation, investment experience and investment objectives.

CS / PD is NOT an alternative to ordinary savings or time deposits and is NOT a protected deposit under the Deposit Protection Scheme in Hong Kong and that the repayment is not guaranteed by the Hong Kong SAR Government’s Exchange Fund.

KEY PRODUCT RISKS

It is crucial to understand the specific terms and risks mentioned in the Application Form for Investment Accounts / Services, the Terms & Conditions booklet of the relevant product and other relevant documents (e.g. product leaflet) before investing (Collectively referred to “Product Documents”). Key risks include but are not limited to:

Principal Loss Risk / Currency Risk CS / PD is not principal-protected and the return of which will be dependent on movements in some specified currency exchange rates which are affected by a wide range of factors and may rise or fall rapidly.

Liquidity Risk / Early Withdrawal Risk/Cancellation Risk Any cancellation or withdrawal prior to maturity is subject to the consent of the Bank. With these risks, investors may incur significant costs or losses.

Risk Disclosure Statements for Foreign Exchange Margin Trading (FXMT) / Foreign Exchange Leveraged Trading (FXLT)


IMPORTANT NOTES

FXMT and FXLT have complex features and are very high risk and leveraged products.

KEY PRODUCT RISKS

It is crucial to understand the specific terms and risks mentioned in the Application Form for FXMT/ FXLT, the FXMT/ FXLT Terms & Conditions booklet, FXMT/ FXLT Services Agreement and other relevant documents (e.g. product leaflet) before investing (Collectively referred to “Product Documents”). Key risks include but are not limited to:

Currency / Market Risk

Currency exchange rates are affected by a wide range of factors which may rise or fall rapidly. Historical data may not be a reliable guide for future movements. With these risks, you may incur significant losses.

Leverage

You may sustain substantial losses in excess of your initial margin funds as well as any additional funds that you deposit with the Bank to maintain a position. FXMT is leveraged up to 20 times and FXLT is leveraged up to 10 times of the margin deposit.

Liquidity Risk

Foreign exchange markets may suffer a shortage of buyers and/or sellers and therefore, effecting FX transactions and closing out a position may be difficult or impossible.

Stop-loss Orders

Placing “stop-loss” or “limit” orders will not necessarily limit losses to the intended amounts. Market conditions may make it impossible to execute such orders. Therefore,the amount of loss may substantially exceed your expectation.

Collateral and Margin

You may be called upon to deposit additional margin funds on short notice. If you do not provide the required funds within the prescribed time, your position will be liquidated at a loss and you will be liable for any resulting deficit in your account.

4. For Product Suitability Re-assessment of joint account, please also ask the joint account holder(s) to repeat the above steps and sign on his / her own Form.

5. The Bank will send you the updated Financial Profile Report for your reference upon receipt of your completed Financial Profile Form.

6. If you have any enquiries regarding Financial Profile, please feel free to visit any one of our branches or call our Enquiry Hotline 2886 8868.

Important Notes:

1. This Financial Profile Update service is only applicable to existing customers of Standard Chartered Bank (Hong Kong) Limited (the “Bank”).

2. Investment Profile Question 8 must be answered by existing customers who have already signed up the following investment services: Premium Deposit, Currency Switching, Foreign Exchange Margin Trading and/or Foreign Exchange Leveraged Trading, for the purpose of product suitability re-assessment. Financial Profile Form returned by customer who has not signed up for any of the above-mentioned investment services will be treated for the purpose of “General Profiling”.

3. Upon receipt of your duly completed Financial Profile Form, the Bank will update the Financial Profile record you maintain with the Bank. For product suitability assessment, if any one(s) of the following investment services, which include Premium Deposit, Currency Switching, Foreign Exchange Margin Trading and Foreign Exchange Leveraged Trading, you have signed up with the Bank is/are assessed to be unsuitable for you according to the Bank’s prevailing policy, you will be temporarily restricted from placing new subscription orders to these investment services. You will thereafter be invited to visit any one of our branches such that our colleagues can explain the product features and risks associated with the investment services to you in details so as to protect your interests. The temporarily-suspended investment services will be re-activated for you afterwards if deemed appropriate.

4. If the information provided is changed, you should conduct the profiling again as the suitability assessment result may be different. The Financial Profile is intended to assist you to understand your investment needs and your personal risk profile and merely for your consideration and reference. It should not be considered as recommendation or advice on the suitability of any investment product and does not constitute any offer or solicitation to buy or sell any investment product.

5. Before making any investment decision, please consider your own investment objectives and circumstances carefully and to seek independent financial and other professional advice if there is any uncertainty.