Serious or minor, we'll provide
complete accident protection
In everyday life, an accident could be just around the corner and could come at the most unexpected times. You can minimise the upset this causes by being prepared for as little as HK$2.3 per day.
While most personal accident insurance plans cater only for fatal accidents, Personal Accident Insurance is designed to provide relief against any misfortune. The cover includes all medical expenses incurred, including hospital fees and out-patient treatment. Other benefits include:
- Up to HK$1,000,000 cover for all kinds of accident
- Up to HK$2,000,000 cover for Private Car or Public Transport accidents
- Up to HK$3,221,020 cover after 5 years (coverage is automatically increased by 10% compounding each year for 5 years).
- Your medical bills will be settled up to HK$20,000 per disability
- 24-hour Personal Accident Assistance Services
- Underwritten by MSIG Insurance (Hong Kong) Limited
Benefits and Premium Table (HK$)
| Benefits * | Gold Plan | Silver Plan |
| Accident Protection Benefit | 1,000,000 | 500,000 |
| Double Benefit | 2,000,000 | 1,000,000 |
| Accident Medical Expenses | 20,000 per disability |
10,000 per disability |
| Bonesetter's Herbalist's & Acupuncturist's Treatment Expenses |
3,000 per disability 150 per visit |
1,500 per disability 150 per visit |
| Emergency Medical Evacuation and Repatriation After Treatment Cover |
2,000,000 | |
| Cover for | Monthly Premium | |
| Yourself Only | 140 | 70 |
| Your and Your Spouse | 252 | 126 |
| Your Entire Family | 280 | 140 |
* Spouse's benefit is 100% of your benefit amount. Each child will receive 10% of your Accident Protection Benefit and full amount of Medical Expenses Benefit and Bonesetter's, Herbalist's & Acupuncturist's Treatment Expenses Benefit
This information is for reference only. Please refer to the Insurance Policy itself for exact terms and conditions.