Private Motor Insurance

Highlights

Features

Our Private Motor Insurance protect the loss of or damage to you and your car due to accidental damage, theft and third party liability:

		Personal accident cover up to HK$200,000 per year.
		Medical expenses cover up to HK$5,000 per event.
		Your No Claim Discount (“NCD”) will remain even if you make a claim during the insurance period.
		No depreciation will be counted in the case of claim settlement if your car is less than one year old.
		No excess will apply if the windscreen is damage accidentally and your claim does not exceed HK$5,000.
		An alternate car will be arranged for you if your car is stolen or damaged accidentally.
		24-hour free emergency roadside repair and towing services.
		Legal liability to third parties due to bodily injury and/or property damage caused by traffic accident.

Important Notes:

Private Motor Insurance is underwritten by MSIG Insurance (Hong Kong Limited) (“MSIG”) which is a general insurer authorized and regulated by the Commissioner of Insurance of the HKSAR. Standard Chartered Bank (Hong Kong) Limited (“SCBHK”) is an insurance agent appointed by MSIG. To the extent permissible by law, SCBHK shall not be liable to any person for the use of any of the above information.

The above information is intended as a general summary. It is for reference only and is not an offer for subscription of any insurance product. The policy may contain terms and conditions which are not detailed in the above. If there is any discrepancy between the information contained in the above and the terms of the policy, the terms of the policy shall prevail. For exact terms and conditions and details of the exclusions, please refer to the relevant policy or contact MSIG.

Private Motor Insurance, offered by MSIG, is only available for subscription by residents of the HKSAR, subject to the relevant terms and conditions.


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