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Private Motor Insurance
Comprehensive coverage that offers you peace of mind
Our Private Motor Insurance offers you a comprehensive protection and let you fully enjoy in driving.
Our Private Motor Insurance protect the loss of or damage to you and your car due to accidental damage, theft and third party liability:
- Personal accident cover up to HK$200,000 per year
- Medical expenses cover up to HK$5,000 per event
- Your No Claim Discount ("NCD") will remain even if you make a claim during the insurance period
- No depreciation will be counted in the case of claim settlement if your car is less than one year old
- No excess will apply if the windscreen is damaged accidentally and your claim does not exceed HK$5,000. You can keep your NCD as well
- An alternate car will be arranged for you if your car is stolen or damaged accidentally
- 24-hour free emergency roadside repair and towing services
- Legal liability to third parties due to bodily injury and/or property damage caused by traffic accident
Underwritten by MSIG Insurance (Hong Kong) Limited ("MSIG")
Important Notes :| 1. | The "Private Motor Insurance" is underwritten by MSIG. MSIG is fully responsible for all protection and claims issues. This information is a general summary for reference only. Please refer to the insurance policy itself for exact terms and conditions. |
| 2. | If there is any inconsistency or conflict between the English and Chinese versions of this material, the English version shall prevail. |