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MediSure Pro^ β Table of Benefits before 1 September 2011
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Gold Plan |
Diamond Plan |
Overall Maximum Limit
β per year and in total for any one claim or event |
HK$250,000 |
HK$500,000 |
| (A) Hospital & Related Services Benefit |
|
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| Maximum Limit - per year |
HK$250,000 |
HK$500,000 |
| Room & Board - per day |
HK$940 |
HK$1,580 |
Accompany Bed
- per day, for one adult family member for hospitalisation of children of aged 17 or below |
Full Cover |
Full Cover |
Intensive Care
- supplement to Room & Board
- per disability |
Full Cover |
Full Cover |
| Miscellaneous Hospital Charges - per disability |
Full Cover |
Full Cover |
| Physician Fees - per day |
HK$940 |
HK$1,580 |
| In-hospital Specialists - per disability |
Full Cover |
Full Cover |
| Surgeon Fee (including day-surgery) - per operation |
HK$130,000* |
HK$260,000* |
| Anaesthetist Fee - per operation |
| Operation Theatre - per operation |
Pre-Hospital Diagnostic Services and Post-Hospital Follow-up Treatment
- per disability
-
within 30 days before admission and 60 days after discharge |
Full Cover |
Full Cover |
Home Nursing following Hospitalisation
- per day
-
up to 26 weeks per disability |
Full Cover |
Full Cover |
| Outpatient Chemotherapy / Radiotherapy / Renal Dialysis - per disability |
Full Cover |
Full Cover |
| Public Hospital Cash Benefit - per day |
HK$600 |
HK$1,000 |
| Lifetime Limit - per person, applied at or above age 70 |
HK$1,000,000 |
HK$2,000,000 |
| (B) Additional Benefits |
|
|
| Free Medical Service at Appointed Centre |
Once per Year |
Once per Year |
| International Payment Guarantee~ |
Available |
Available |
| 24-hour International Emergency Assistance |
Available |
Available |
| (C) Optional Serious Illness Benefit |
|
|
| Overall Maximum Limit for Serious Illness Benefit |
HK$250,000 |
HK$500,000 |
| Maximum Limit for Optional Lady Care Benefit |
HK$50,000 |
HK$100,000 |
| Notes: |
| ^ |
MediSure Pro is underwritten by MSIG Insurance (Hong Kong) Limited ("MSIG") which is a general insurer authorised and regulated by the Commissioner of Insurance of the Hong Kong Special Administrative Region. Standard Chartered Bank (Hong Kong) Limited ("SCBHK") is an insurance agent appointed by MSIG. To the extent permissible by law, SCBHK shall not be liable to any person for the use of any of the above information. |
| * |
The maximum limit of surgeon, anaesthetist and operation theatre charges for Gold Plan and Diamond Plan should be according to surgical schedule up to HK$130,000 and HK$260,000. |
| ~ |
Upon receipt of adequate prior notification of claim for Hospital in-patient treatment, MSIG will confirm the extent of insurance benefits, monitor claims procedures, issue (wherever possible) appropriate payment guarantees and/or arrange direct settlement to the Hospitals, Physicians or other service providers subject always to Policy terms and conditions. No such payment guarantees or direct settlements can be made if MSIG is not contacted in advance with all relevant details as stated above. |
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