Standard Chartered SHOP'n GAIN Credit Card Rewards Scheme Terms and Conditions:
- Cardholders ("Cardholders", each "Cardholder") of Standard Chartered ShoP’n Gain Credit Card (the "Card") are entitled to enroll in Rewards Points Scheme automatically.
- Transactions made by both Principal and Supplementary Cardholder(s) of the same Standard Chartered SHOP'n GAIN Card Account (the "Card Account") are counted collectively in calculating the 360° Rewards Points (the "Points").
- Points earning shall only be based on retail purchase transactions (including local and overseas transactions) posted to the Card Account.
- Cash advances, balance transfers, "credit-to-cash" amounts, "instalment credit" amounts, bill payments, purchase of merchants’ cash coupon / gifts certificates, finance charges and fees do not earn any Points. Any unposted / cancelled / refunded / falsified / unauthorized transactions are also excluded in the Rewards Scheme.
- The Points are based on the retail purchase amount as follows:
- Points will be calculated and credited to the Card Account according to every Statement Period.
- The usage of the Points will be subject to the terms and conditions set out in the Standard Chartered ShoP’n Gain Credit Card Points Rewards Catalogue as amended from time to time.
- Annual spending counts the accumulate spending between the expiry month (as shown on the credit card) of current year and the expiry month of subsequent year. A cardholder is entitled to a maximum of 240,000 Points for accumulated purchase made in "Double Points" Merchants and Shopping day in "Double Points" Merchants Purchases on every 8th of the month; and further retail purchase amount wil be entitled to 1X Points.
- Decisions of the Bank regarding any disputes in relation to the Rewards shall be final.
- Once the Points are issued and the value of any transaction(s) forming part or all of the Points is either refunded or cancelled, the Bank has the right to debit an amount equivalent to the value of the Points from the respective Card Account without prior notice.
- If the Card Account is closed for whatever reason, all unredeemed Points and Points not yet credited to the Card Account will immediately be forfeited.
- To be eligible for the Points, the Card Account must be valid and in good financial standing at the time when the Points are credited The Bank reserves the right to refuse to issue or honour any Points if the Cardholder has ever failed to pay on or before the relevant due date any Minimum Payment Due specified in the monthly statement of Card account issued during the Billing Year.
- The Bank reserves the right to alter or terminate the Points Scheme and / or amend the terms and conditions thereof at any time, including, but not limited to, Points multiplier, the spending tier, the type of purchase and the list of designated merchants. In case of disputes, decisions of the Bank shall be final.
- If there is any inconsistency or conflicts between English and Chinese versions of these Terms and Conditions, the English version shall prevail.
STANDARD
CHARTERED BANK (HONG KONG) LIMITED
GPO Box 21, Hong Kong
COPYRIGHT © STANDARD
CHARTERED PLC 2011. ALL RIGHTS RESERVED.
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