Priority Banking
Tax Loan
Imagine a bank that understands you lead a busy lifestyle and you need total convenience and flexibility
excelbanking provides an effortless way to handle all your banking and financial needs through:
- Total convenience to save you time and effort
- Recognition of your standing with exclusive, tailored services
- Great flexibility to suit all your unique needs
A totally carefree banking experience that helps you prepare for a better future.
- Dedicated counters at branches
- Less hassle and less queuing through a personalized, dedicated service.
- Personal Financial Managers
- Available from our dedicated and professional team of over 200 Personal Financial Managers who are at your service at all times.
- Pre-arranged services
- Save time over telegraphic transfers, gift cheques, traveller’s cheques, foreign currency notes and cashier’s orders.
- Online banking
- Instant, round-the-clock control over your finances at www.standardchartered.com.hk.
- Personal inbox messages including account reminders
- Pre-set post-dated instructions for transfers and payments
- Local and foreign currency trading and deposits plus online rates enquiries
- Enquiry on online account and applications for various banking services
- Instant, round-the-clock control over your finances at www.standardchartered.com.hk.
- 24-hour excelbanking manned phone banking services
- 24-hour personal service for all your banking needs through our dedicated hotline.
- FREE excelbanking Card
for easy access to cash worldwide - FREE SMS reminder message services
- Stay in touch, every minute of the day:
- Fixed deposit maturity alerts
- Overdraft alerts
- Insufficient funds alerts
- Stay in touch, every minute of the day:
- Consolidated monthly statement
- A comprehensive, at-a-glance summary of your current financial status.
It's easy to enjoy free excelbanking
excelbanking is available free of charge as long as your combined Average Relationship Balance for the last three months remains above HKD150,000#.
What's more, you can enjoy excelbanking with a lower Relationship Balance requirement if you hold a mortgage or payroll account.
| excelbanking Relationship Balance requirement | ||
| Standard | With Mortgage | With Payroll |
| HKD150,000 | HKD50,000 | HKD50,000 |
Notes:
- Services provided under excelbanking are subject to applicable service conditions and other such requirements as Standard Chartered Bank (Hong Kong) Limited may impose from time to time.
- All fees, services and privileges specified in this website are subject to change without prior notice.
- Terms and conditions apply to products and services mentioned in this website. Please refer to related Terms and Conditions or contact our branch staff for details.
We recognise your financial status and so we offer a wide range of wealth management services to help you build your ideal portfolio.
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Preferential Interest Rates for Time Deposits
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Free stock quotes and Online Securities Trading Platform
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Preferential pricing and benefits on Investment Funds and Monthly Investment Plan
| Investment Funds' Subscription fee discount* | Monthly Investment Plan's Subscription fee discount* | ||
| Invest as little as HKD20,000 | Invest as little as HKD1,000 or USD130 per month | ||
| Less than HKD5,000 or USD650 |
HKD5,000 or USD650 or above | ||
| Priority Banking customers | 1.50% | 1.00% | 1.50% |
| excelbanking customers |
1.00% | 0.50% | 1.00% |
| Easy Banking customers / Non-relationship packaging customers |
0.25% | NIL | 0.25% |
Risk Disclosure Statements:
Investment Fund Services
The prices of securities fluctuate, sometimes dramatically. The price of the units/ shares of a unit trust or mutual fund may move up or down and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling unit trusts or mutual funds. Past performance of any unit trust of mutual fund is no guide to its future performance. Investors should read the offering documents and latest results information carefully and are advised to seek independent financial advice before making any investment decision.
The above risk disclosure statements are in generic terms for your reference. Before making any investment decisions, investors should read the relevant product documentation (including the relevant risk disclosure statements) and fully understand the relevant product nature, risks, terms and conditions of an investment product and are capable of and willing to assume the associated risks in light of their own objectives and circumstances and exercise their independent judgment. If needed, investors should seek independent professional advice.
- Mortgages
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- Preferential mortgage interest rate
- MortgageOne® Applications can entitle to HK$2,000 MortgageOne® Account Arrangement Fee Waiver1
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1 To enjoy the MortgageOne® Account Arrangement Fee Waiver, excelbanking customers are required to apply and successfully drawdown the mortgage loan.
- Perpetual fee waiver and HK$300 coupon for Standard Chartered Platinum Credit Card
- Preferential rate for Floating Overdraft Facility Secured by Deposits
- Preferential rate for Standard Chartered Revolving Cash Card
We also offer a complete range of investment products including Investment Funds, Debt Securities, Structured Products, Premium Deposits, Foreign Currency Trading, Equity Linked Accounts and Securities Services. For more details, please visit our Investment Service
It's easy to enjoy free excelbanking
excelbanking is available free of charge as long as your combined Average Relationship Balance for the last three months remains above HKD150,000#.
What's more, you can enjoy excelbanking with a lower Relationship Balance requirement if you hold a mortgage or payroll account.
| excelbanking Relationship Balance requirement | ||
| Standard | With Mortgage | With Payroll |
| HKD150,000 | HKD50,000 | HKD50,000 |
Notes:
- Services provided under excelbanking are subject to applicable service conditions and other such require ments as Standard Chartered Bank (Hong Kong) Limited may impose from time to time.
- All fees, services and privileges specified in this website are subject to change without prior notice.
- Terms and conditions apply to products and services mentioned in this website. Please refer to related Terms and Conditions or contact our branch staff for details.
Flexible Relationship Balance requirement and product holding privileges
The Relationship Balance+ for excelbanking customers has been made more flexible and now includes the outstanding balances on Standard Chartered credit cards and personal loans as well as the aggregate balance of deposits, investments, accumulated premiums of selected insurance and any utilised amounts in your secured/ unsecured overdraft facilities in sole name or in joint names.
+ The Relationship Balance includes the aggregate balance of deposits, investments, accumulated premiums of selected insurance, utilised amounts of secured/unsecured overdraft facilities, outstanding balances on Standard Chartered credit cards^ and outstanding balances of Standard Chartered Personal Loans you maintain with Standard Chartered Bank (Hong Kong) Limited (the “Bank”) under personal accounts.
^ Standard Chartered credit cards refer to Standard Chartered Credit Card, Standard Chartered American Express® Card and Standard Chartered co-branded credit card (including supplementary cards and corporate cards) issued by the Bank. Outstanding balances on supplementary cards will contribute to the Relationship Balance of the principal cardholder only.
It's easy to enjoy free excelbanking
excelbanking is available free of charge as long as your combined Average Relationship Balance for the last three months remains above HKD150,000#.
What’s more, you can enjoy excelbanking with a lower Relationship Balance requirement if you hold a mortgage or payroll account.
| excelbanking Relationship Balance requirement | ||
| Standard | With Mortgage | With Payroll |
| HKD150,000 | HKD50,000 | HKD50,000 |
Notes:
- Services provided under excelbanking are subject to applicable service conditions and other such require ments as Standard Chartered Bank (Hong Kong) Limited may impose from time to time.
- All fees, services and privileges specified in this website are subject to change without prior notice.
- Terms and conditions apply to products and services mentioned in this website. Please refer to related Terms and Conditions or contact our branch staff for details.