Priority Banking
Tax Loan
Imagine a bank that understands you lead a busy lifestyle and you need total convenience and flexibility
excelbanking provides an effortless way to handle all your banking and financial needs through:
- Total convenience to save you time and effort
- Recognition of your standing with exclusive, tailored services
- Great flexibility to suit all your unique needs
A totally carefree banking experience that helps you prepare for a better future.
- Dedicated counters at branches
- Less hassle and less queuing through a personalized, dedicated service.
- Personal Financial Managers
- Available from our dedicated and professional team of over 200 Personal Financial Managers who are at your service at all times.
- Pre-arranged services
- Save time over telegraphic transfers, gift cheques, traveller’s cheques, foreign currency notes and cashier’s orders.
- Internet banking
- Instant, round-the-clock control over your finances at www.standardchartered.com.hk.
- Personal inbox messages including account reminders
- Pre-set post-dated instructions for transfers and payments
- Credit Card bonus point online redemption
- Local and foreign currency trading and deposits plus online rates enquiries
- Online account opening and applications for various banking services
- Instant, round-the-clock control over your finances at www.standardchartered.com.hk.
- 24-hour excelbanking manned phone banking services
- 24-hour personal service for all your banking needs through our dedicated hotline.
- FREE excelbanking Card
for easy access to cash worldwide - FREE SMS reminder message services
- Stay in touch, every minute of the day:
- Fixed deposit maturity alerts
- Overdraft alerts
- Insufficient funds alerts
- Stay in touch, every minute of the day:
- Consolidated monthly statement
- A comprehensive, at-a-glance summary of your current financial status.
It's easy to enjoy free excelbanking
excelbanking is available free of charge as long as your combined Average Relationship Balance for the last three months remains above HKD150,000#.
What’s more, you can enjoy excelbanking with a lower Relationship Balance requirement if you hold a mortgage or payroll account.
| excelbanking Relationship Balance requirement | ||
| Standard | With Mortgage | With Payroll |
| HKD150,000 | HKD50,000 | HKD50,000 |
Notes:
- Services provided under excelbanking are subject to applicable service conditions and other such require ments as Standard Chartered Bank (Hong Kong) Limited may impose from time to time.
- All fees, services and privileges specified in this website are subject to change without prior notice.
- Terms and conditions apply to products and services mentioned in this website. Please refer to related Terms and Conditions or contact our branch staff for details.
We recognise your financial status and so we offer a wide range of wealth management services to help you build your ideal portfolio.
-
Preferential Interest Rates for Time Deposits
-
Preferential offer on brokerage fee, free stock quotes and Online Securities Trading Platform
-
Preferential pricing and benefits for Unit Trust and Fund Accumulator
| Unit Trusts Subscription fee discount* | Fund Accumulator Subscription fee discount* | ||
| Invest as little as HKD20,000 | Invest as little as HKD1,000 or USD130 per month | ||
| Less than HKD5,000 or USD650 |
HKD5,000 or USD650 or above | ||
| Priority Banking customers | 1.50% | 1.00% | 1.50% |
| excelbanking customers |
1.00% | 0.50% | 1.00% |
| Easy Banking customers / Non-relationship packaging customers |
0.25% | NIL | 0.25% |
Risk disclosure statement:
Investment Involves risk. The prices of investment products fluctuate, sometimes dramatically. The price of an investment product may move up or down and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of entering into investment transactions. Past performance of any investment product is no guide to its future performance.
The above risk disclosure statements are in generic terms for your reference. Before making any investment decisions, investors should read the relevant product documentation (including the relevant risk disclosure statements) and fully understand the relevant product nature, risks, terms and conditions of an investment product and are capable of and willing to assume the associated risks in light of their own objectives and circumstances and exercise their independent judgment. If needed, investors should seek independent professional advice.
This document does not constitute any recommendation, offer or solicitation of an offer to enter into any transaction or adopt any hedging, trading or investment strategy.
- Mortgages
-
- One-hour approval service*
- Free MortgageOne®Account Arrangement Fee, FamilyLink First Year Annual Fee and Payment Holiday request, which together could save up to HKD2,500
-
* The approval time can be as short as 1 hour after the submission of all relevant documents before 3:00p.m. (Monday - Friday). If the Formal or Preliminary Agreement of Sales & Purchase is not provided, only an approval-in-principle will be given. 1 Hour Approval is subject to terms and conditions. For application details, please contact our branch staff.
- Perpetual fee waiver and HK$300 coupon for Standard Chartered Platinum Credit Card
- Preferential rate for Floating Overdraft Facility Secured by Deposits
- Preferential rate for Standard Chartered Revolving Cash Card
We also offer a complete range of investment products including Investment Funds, Debt Securities, Structured Products, Premium Deposits, Foreign Currency Trading, Equity Linked Accounts and Securities Services. For more details, please visit our Investment Service
It's easy to enjoy free excelbanking
excelbanking is available free of charge as long as your combined Average Relationship Balance for the last three months remains above HKD150,000#.
What’s more, you can enjoy excelbanking with a lower Relationship Balance requirement if you hold a mortgage or payroll account.
| excelbanking Relationship Balance requirement | ||
| Standard | With Mortgage | With Payroll |
| HKD150,000 | HKD50,000 | HKD50,000 |
Notes:
- Services provided under excelbanking are subject to applicable service conditions and other such require ments as Standard Chartered Bank (Hong Kong) Limited may impose from time to time.
- All fees, services and privileges specified in this website are subject to change without prior notice.
- Terms and conditions apply to products and services mentioned in this website. Please refer to related Terms and Conditions or contact our branch staff for details.
Flexible Relationship Balance requirement and product holding privileges
The Relationship Balance+ for excelbanking customers has been made more flexible and now includes the outstanding balances on Standard Chartered credit cards and personal loans as well as the aggregate balance of deposits, investments, accumulated premiums of selected insurance and any utilised amounts in your secured/ unsecured overdraft facilities in sole name or in joint names.
+ The excelbanking Relationship Balance includes the aggregate balance of deposits, investments, accumulated premiums of selected insurance, utilised amounts of secured / unsecured overdraft facilities, outstanding balances on Standard Chartered credit cards^ and outstanding balances of Standard Chartered Personal Loans you maintain with Standard Chartered Bank (Hong Kong) Limited under personal accounts.
^ Standard Chartered credit cards refers to Standard Chartered VISA Card / MasterCard including Classic Card, Gold Card or Platinum Credit Card, Standard Chartered American Express®Card, Standard Chartered Co-branded Cards, Standard Chartered Executive Credit Card, Standard Chartered Executive Platinum Credit Card or Standard Chartered Supplementary Card and Corporate Card issued by Standard Chartered Bank (Hong Kong) Limited. Outstanding balances on supplementary cards will contribute to the Relationship Balance of the principal cardholder only.
It's easy to enjoy free excelbanking
excelbanking is available free of charge as long as your combined Average Relationship Balance for the last three months remains above HKD150,000#.
What’s more, you can enjoy excelbanking with a lower Relationship Balance requirement if you hold a mortgage or payroll account.
| excelbanking Relationship Balance requirement | ||
| Standard | With Mortgage | With Payroll |
| HKD150,000 | HKD50,000 | HKD50,000 |
Notes:
- Services provided under excelbanking are subject to applicable service conditions and other such require ments as Standard Chartered Bank (Hong Kong) Limited may impose from time to time.
- All fees, services and privileges specified in this website are subject to change without prior notice.
- Terms and conditions apply to products and services mentioned in this website. Please refer to related Terms and Conditions or contact our branch staff for details.