Priority Banking
Wedding Program
Global Outlook
Services Zone
Easy Banking
FREE automated banking services allow you to manage finances anytime, anywhere:
- Standard Chartered ATM Card
- 24-hour Phone Banking Services
- Online Banking Services
- Consolidated Statement
Standard Chartered ATM Card
- Check account balances and withdraw cash worldwide through Standard Chartered, UnionPay or JETCO ATM networks
- Make purchases through worldwide UnionPay and EPS networks
- Enjoy SpeedMoney and Payment by Phone Service
Online Banking
Instant and round-the-clock control over your finances at: www.standardchartered.com.hk
- Bill payment
- Securities trading1
- Fund transfers
- eStatement
- Check and redeem Credit Card Bonus Points instantly
- Open savings account
- Update your personal information
- Market watch and market movements
Cheque Protection
The protection limit2 is up to 95% of your HKD deposits plus 80% of your foreign currency deposits (Renminbi deposits are excluded)3 or the accumulated overdraft amount not exceeding HKD40,000, whichever is lower.
Sign up Easy Banking to enjoy superb banking convenience
Easy Banking service is available free of charge if your average daily Relationship Balance4 within the quarter remains at or above HKD10,0006.
If you have the Bank’s payroll account or mortgage service, you can enjoy the maintenance fee waiver.
| Relationship Balance requirement for Easy Banking customer | ||
| Standard | With mortgage services | With payroll account |
| HKD10,000 | Waived | Waived |
1. |
|
|
The price of a security may move up or down, and may become valueless. The prices of securities fluctuate, sometimes dramatically. Past performance of any securities is no guide to its future performance. |
||
2. |
Please note that the service is applicable to customers with no other pre-arranged overdraft facility set up with any HKD Current Accounts. The overdraft interest rate is Prime Rate plus 4%. Current Account Overdraft Protection is not applicable to all staff of Standard Chartered Bank (Hong Kong) Limited (the “Bank”) or any persons who have relationship with directors/controllers/employees with lending authority. |
|
3. |
HKD deposits include HKD savings, current, time deposits and deposits in the MoneyBuilder Savings Plan Account. Foreign currency deposits include savings and time deposits in AUD, CAD, CHF, EUR, GBP, JPY, NZD, USD currencies, and USD current account deposits. |
|
4. |
The Relationship Balance includes the aggregate balance of deposits, investments, accumulated premiums of selected insurance, utilised amounts of secured/unsecured overdraft facilities, outstanding balances on Standard Chartered credit cards5 and outstanding balances of Standard Chartered Personal Loans you maintain with Standard Chartered Bank (Hong Kong) Limited (the “Bank”) under personal accounts in sole name or joint names as primary account holder. |
|
5. |
Standard Chartered credit cards refer to Standard Chartered Credit Card, Standard Chartered American Express® Card and Standard Chartered co-branded credit card (including supplementary cards and corporate cards) issued by the Bank. Outstanding balances on supplementary cards will contribute to the Relationship Balance of the principal cardholder only. |
|
6. |
A maintenance fee of HKD120 will be applied at the end of each quarter if your Average Relationship Balance falls below HKD10,000. |
Notes: |
|
• |
Services provided under Easy Banking are subject to applicable service conditions and other such requirements as Standard Chartered Bank (Hong Kong) Limited may impose from time to time. |
• |
All fees, services and privileges specified in this leaflet are subject to change without prior notice. |
• |
Terms and conditions apply to products and services mentioned in this leaflet. Please refer to related terms and conditions or contact our branch staff for details.
|