Priority Banking
Tax Loan
An easy way to bank and grow your wealth
Standard Chartered understands your need for a convenient and flexible banking tool. That's why we are now introducing Easy Banking, a one-stop banking service which enables you to maintain and grow your wealth in a hassle-free way.
Comprehensive range of banking products and services that suit your needs
- Our wide spectrum of services include current accounts in both HKD and USD, savings accounts and time deposits in HKD and foreign currencies, investment products such as investment funds, debt securities, foreign exchange, plus life and general insurance products
- Autopay service
- With Autopay Service, you can settle your utility payments, such as electricity or gas bills, via your savings or current account conveniently.
- Current Account Overdraft Protection for extra peace of mind
- Easy Banking offers you Current Account Overdraft Protection attached to your HKD current account, which applies to clearing cheques and autopay arrangements up to a protection limit of 95% of your HKD deposits plus 80% of your foreign currency deposit (Renminbi deposit is excluded)+ or the accumulated overdraft amount not exceeding HK$40,000, whichever is lower.
Note: Please note that the service is applicable to the customers with no other pre-arranged overdraft facility set up with any of HKD Current Account. The overdraft interest rate is Prime rate plus 4%.
+HKD deposits include HKD savings, current, time deposit and deposit in MoneyBuilder Savings Plan accounts. Foreign currency deposits include savings and time deposit in AUD, CAD, CHF, EUR, GBP, JPY, NZD and USD currencies, and USD current account deposits.
Important Note: Current Account Overdraft Protection is not applicable to all staff of Standard Chartered Bank (Hong Kong) Limited (the “Bank”) or any persons who have relationship with directors/controllers/employees with lending authority.
- Consolidated Statement lets you manage your money at a glance
- Transaction details and outstanding balances for all or selected accounts are shown on a monthly consolidated statement so that you can view your financial standing at a glance and manage your finances easily and efficiently.
Banking Convenience through Automated Channel Services
- FREE Standard Chartered ATM Card for easy access to cash worldwide
- Check account balances and withdraw cash worldwide through JETCO and ATM networks
- Make purchases through worldwide Maestro and EPS networks
- Enjoy Payment By Phone Service
- FREE Phone Banking and Online Banking Services
You can use our 24-hour automated Phone Banking and Online Banking services to access the following banking services:- Open savings and time deposit accounts
- Check account and credit card balances
- Transfer funds
- Obtain interest, exchange and loan rates
- Settle utility bills and credit card payments
- Enquire about cheque clearing status
+ The Relationship Balance includes the aggregate balance of deposits, investments, accumulated premiums of selected insurance, utilised amounts of secured/unsecured overdraft facilities, outstanding balances on Standard Chartered credit cards^ and outstanding balances of Standard Chartered Personal Loans you maintain with Standard Chartered Bank (Hong Kong) Limited (the “Bank”) under personal accounts in sole name or joint names as primary account holder.
^ Standard Chartered credit cards refer to Standard Chartered Credit Card, Standard Chartered American Express® Card and Standard Chartered co-branded credit card (including supplementary cards and corporate cards) issued by the Bank. Outstanding balances on supplementary cards will contribute to the Relationship Balance of the principal cardholder only.
# A maintenance fee of HK$120 will be charged for each quarter that your Relationship Balance falls below the minimum requirement of HK$10,000. You can enjoy Easy Banking with Relationship Balance requirement waiver if you hold the Bank's payroll account or mortgage services.
Notes:
- Services provided under Easy Banking are subject to applicable service conditions and other such require ments as the Bank may impose from time to time.
- The fees, services and privileges specified here are subject to change without prior notice. Please refer to Service Charges - An easy guide to banking fees for latest fees and charges.