This
Data Protection and Privacy Policy relates
solely to personal information supplied
by you on this Web Site. It is necessary
for you to supply Standard Chartered Bank
(Hong Kong) Limited ("the Bank")
with personal information on this Web Site
in connection with the provision of the
services you have requested or are about
to request at this Web Site. Failure to
supply such information may result in the
Bank being unable to provide these services.
The Bank respects the privacy of
your personal information. The purposes for which any personal information
provided by you to the Bank through this Web Site may be used will vary
depending on the nature of the relationship which you as a data subject
have with the Bank. Broadly, they may comprise all or any one of more
or the following purposes :-
the processing of
applications for banking services and facilities;
the daily operation of
the services and facilities provided to its
customers;
conducting credit checks;
assisting other financial
institutions to conduct credit checks and collect
debts;
ensuring ongoing credit
worthiness of data subjects;
designing financial
services or related products for customers' use;
marketing financial
services or related products;
determining the amount of
indebtedness owed to or by data subjects;
the enforcement of data
subjects' obligations, including without
limitation the collection of amounts outstanding
from data subjects and those providing security
for data subjects' obligations;
-
meeting the requirements to make disclosure
under the requirements of any law binding on the Bank or its head
office or any of its branches;
-
enabling an actual or potential assignee of
the Bank, or participant or sub-participant of the Bank's rights
in respect of the data subject, to evaluate the transaction intended
to be the subject of the assignment, participation or sub-participation;
and
purposes relating to any
of the above purposes.
This Policy will not alter or affect
any information otherwise provided by you to the Bank.
The details which you are requested
to provide on this Web Site may be transferred within the Standard
Chartered Bank Group. This may include transfer to other parts of
the Standard Chartered Bank Group in different jurisdictions and by
using this Web Site you consent to such transfer. In providing your
telephone and facsimile numbers you are agreeing that the Bank may
contact you by telephone and facsimile. Other than to those individuals
and entities listed below, the Bank will not reveal your details to
any external body, unless the Bank either has your permission, or
is under a legal obligation or any other duty to do so. The information
provided by you at this Web Site may be disclosed by the Bank to the
following parties for the purposes set out in the foregoing paragraphs:
-
Regulators;
-
Lawyers;
-
Auditors;
-
Any agent, contractor or third party service
provider who provides administrative, telecommunications, computer,
payment or securities clearing or other services to the Bank in
connection with the operation of its business;
-
Any other person under a duty of confidentiality
to the Bank including a group company of Standard Chartered
Bank which has undertaken to keep such information confidential;
-
The drawee bank providing a copy of a paid
cheque (which may contain information about the payee) to the drawer;
-
Credit reference agencies and, in the event
of default, debt collection agencies;
-
Any actual or proposed assignee of the Bank
or participant or sub-participant or transferee of the Bank's rights
in respect of the data subject.
The Bank wishes to assure you
that your personal information will be treated as confidential and
with high standards of security. The Bank pledges its intention fully
to meet internationally recognised standards of personal data privacy
protection and to comply with the requirements of applicable data
protection/privacy laws. In doing so, we will ensure compliance by
our staff with the strictest standards of security and confidentiality.
In addition Standard Chartered Bank Group has implemented a mandatory
IT security policy, which is intended to achieve a level of security
compliance similar to the relevant elements of British Standard 7799.
However, it is
your responsibility at all times to maintain the secrecy
of your user ID and login password.
Personal data provided by you are
retained for as long as the purposes for which such data were collected
continue. Data are then destroyed unless their retention is required to
satisfy legal, regulatory or accounting requirements or to protect the
Bank's interests. As a general rule the maximum retention period is 7
years.
In order to
improve our Internet service to you, we will occasionally
use a "cookie". A cookie is a small amount of
data that our web server sends to your web browser when
you visit certain parts of our site. We use cookies to
assist our understanding of your interest in our Web Site
and to store and maintain user preferences.
The Bank reserves the right to
amend its prevailing Data Protection and Privacy Policy at any time and
will place any such amendments on this Web Site. This Data Protection
and Privacy Policy is not intended to, nor does it, create any contractual
rights whatsoever or any other legal rights, nor does it create any obligations
on the Bank in respect of any other party or on behalf of any party. Nothing
in this Notice shall limit the rights of data subjects under the Personal
Data (Privacy) Ordinance, Chapter 486 of the Laws of Hong Kong, SAR.
You have the right to ascertain
the Bank's policies and practices in relation to personal data, to be
informed of the kind of personal data held by the Bank and to check whether
the Bank holds data about you. You also have the right to request correction
of and, on payment of a fee, access to personal information about you
held by us. In relation to consumer credit you also have the right to
request to be informed which items of data are routinely disclosed to
credit reference agencies and, in the event of default, to debt collection
agencies, and to be provided with further information to enable the making
of an access or correction request to the relevant credit reference agency
or debt collection agency. If you wish to access or to ask for correction
or deletion of any of your personal data held by us, or if you have any
questions concerning our data protection and privacy policies and practices
and kinds of personal data held, please contact our Data Protection Officer
at:
STANDARD
CHARTERED BANK (HONG KONG) LIMITED
GPO Box 21, Hong Kong
COPYRIGHT © STANDARD
CHARTERED PLC 2007. ALL RIGHTS RESERVED.
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