You may obtain a copy of the relevant terms and conditions provided below or from any of our branches in Hong Kong for banking services and products effective* on or after
25 February 2009:
Customer Terms
It sets out the general terms and conditions of our personal banking relationship with you.
Current/Cheque / Savings Account and Time Deposit Account Terms
It sets out specific terms and conditions on which we agree to provide you with current/cheque account, time deposit account and savings account products.
Integrated Deposits Account Terms
Credit Card Terms & Important Information
Personal Loan / Personal Line of Credit / Overdraft Terms &
Important Information
Mortgage Facility Terms
It sets out specific terms and conditions on which we agree to provide you with mortgage products effective on or after 25 May 2010.
Priority Banking / Preferred Banking / Easy Banking Terms and Conditions
Terms and Conditions for Tele-electronic Banking Services
Terms and Conditions for E-Statement Service
For any queries relating to the terms and conditions, please contact our branches or call our customer service hotline at 2886 8868.
For Credit Card and Personal Loan/Personal Line of Credit/Overdraft, please refer to approval date.

