You may obtain a copy of the relevant terms and conditions provided below or from any of our branches in Hong Kong for banking services and products effective* on or after
25 February 2009:

Customer Terms
It sets out the general terms and conditions of our personal banking relationship with you.

Current/Cheque / Savings Account and Time Deposit Account Terms
It sets out specific terms and conditions on which we agree to provide you with current/cheque account, time deposit account and savings account products.

Credit Card Terms & Important Information

Personal Loan / Personal Line of Credit / Overdraft Terms &
Important Information

Mortgage Facility Terms
It sets out specific terms and conditions on which we agree to provide you with mortgage products effective on or after 25 May 2010.

"Home Sweet Home", PDPO notice, Credit Card Terms and Conditions Highlights
It sets out the PDPO notices, Terms & Conditions for "Home Seet Home" package for the Mortgaged bundled offer.

Important Notes on Priority / Excel / Easy Banking and New Accounts / Services application

Priority Banking / Excel Banking / Easy Banking Terms and Conditions

Standard Chartered ATM Card / Click-a-Count ATM Card / Excel Banking Card / Priority Banking Card Terms and Conditions

Terms and Conditions for Tele-electronic Banking Services

Terms and Conditions for E-Statement Service

STANDARD CHARTERED BANK (HONG KONG) LIMITED (the "Bank") Notice to Customers and Other Individuals relating to the Personal Data (Privacy) Ordinance (the "Ordinance") and the Code of Practice on Consumer Credit Data

For any queries relating to the terms and conditions, please contact our branches or call our customer service hotline at 2886 8868.